Share Certificates and IRA Certificates

Love to watch it grow?  Parting is such sweet sorrow?  Put your money away in a certificate from 3 months to 5 years…sure you might miss it a little, but you’re helping it grow to do bigger and better things.

What is a Certificate?

Certificates are similar to savings accounts in that they are insured and thus virtually risk free. Here are some other great things about them:

  • They are insured by the National Credit Union Administration (NCUA) for credit unions.
  • They differ from savings accounts in that they have a specific, fixed term (monthly/yearly), and a fixed interest rate.
  • Certificates should be held until maturity, at which time the money and accrued interest may be withdrawn together.  
  • Certificates generally have higher interest rates than accounts from which money may be withdrawn on demand.

Click here to view our great rates.

At times, we may provide links to sites outside the control of our credit union. We do not make any representations concerning the linked sites' contents or availability.

You should review each site's privacy and information security policies carefully before you enter confidential information.

© 2018 Latitude 32® Credit Union. All Rights Reserved. Marketing and Website provided by Convergint Technologies

Contact Us | Privacy Policy | Site Map | Fees | Privacy Information | Routing Number: # 253278414 


Your savings are federally insured by the NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.

Latitude 32® Credit Union
1845 Sam Rittenberg Blvd.
Charleston, SC 29407

(843) 556-4809

Report Lost/Stolen
VISA Debit Cards
(800) 523-4175