Share Certificates and IRA Certificates

Love to watch it grow?  Parting is such sweet sorrow?  Put your money away in a certificate from 3 months to 5 years…sure you might miss it a little, but you’re helping it grow to do bigger and better things.

What is a Certificate?

Certificates are similar to savings accounts in that they are insured and thus virtually risk-free. Here are some other great things about them:

  • They are insured by the National Credit Union Administration (NCUA) for credit unions.
  • They differ from savings accounts in that they have a specific, fixed term (monthly/yearly), and a fixed interest rate.
  • Certificates should be held until maturity, at which time the money and accrued interest may be withdrawn together.  
  • Certificates generally have higher interest rates than accounts from which money may be withdrawn on demand.

Click here to view our great rates.

Latitude 32 Credit Union is proud to announce our new 3.75% APY 15-Month CD Special. 

Contact us today to open your CD and start earning an impressive 3.75% APY.

This offer is valid only for new deposits: no transfers from shares or other accounts with Latitude 32. 

The minimum deposit amount to open this CD is $50,000, and the maximum limit is $250,000.