Share & IRA Certificates
Term Minimum Deposit Rate APY*
1 Year IRA Certificate $500 1.19% 1.20%
2 Year IRA Certificate $500 1.49% 1.50%
3 Year IRA Certificate $500 1.79% 1.80%
3 Month Certificate  $500 0.45% 0.45%
6 Month Certificate  $500 0.65% 0.65%
1 Year Certificate  $500  1.19% 1.20%
1 Year Certificate JUMBO $50,000 1.34% 1.35%
2 Year Certificate  $500 1.49% 1.50%
2 Year Certificate JUMBO $50,000 1.64% 1.65%
2.5 Year Certificate  $500 1.59% 1.60%
3 Year Certificate  $500 1.79% 1.80%
3 Year Certificate JUMBO $50,000 1.93% 1.95%
4 Year Share Certificate  $500 2.03% 2.05%
4 Year Share Certificate JUMBO  $50,000  2.18% 2.20%
5 Year Share Certificate  $500 2.47% 2.50%
5 Year Share Certificate JUMBO  $50,000 2.62% 2.65%
*IRA Certificate not available in 4 and 5 year terms      


*APY (Annual Percentage Yield) is the yearly dividend rate and is based on dividends remaining on deposit until maturity. Fees and withdrawals may reduce earnings. Penalties apply for early withdrawals. Please contact Latitude32™ Credit Union for applicable fees and terms. Dividends are paid quarterly on Share Savings, Club and IRA Savings accounts and are paid monthly for Share Certificates, Flex and IRA Certificates. Rates are effective as of 1/2/2019 and are subject to change without notice.