|Membership Fee (one time upon application/non-refundable) ||$5.00 |
|Check Cashing Fee (non-member & non-qualifying member^) ||$5.00 |
|Returned Deposited Item Fee (per item)($10.00 other return) ||$36.00 |
|Account Reconciliation Fee (per hour) ||$20.00 |
|Check Copy (per item) ||$1.50 |
|Check Copy Via Mail (per item) ||$2.00 |
|Paper Statement Fee (Members’ accounts will not be charged the Paper Statement Fee as long as the primary owner of the account is over the age of 65.) |
E-statements are free of charge.
|Statement Copy Fee (per statement/printout page) ||$5.00 |
|Official Check (not made to member) ||$7.00 |
|Official Check (made to member) ||No Charge |
|Wire Transfer Fee (per transfer) - incoming ||$10.00 |
|Wire Transfer Fee (per transfer) - outgoing ||$25.00 |
|Share Transfer Fee ||No Charge |
|Excessive Share Savings Withdrawal Fee ||♦No Charge |
|Stop Payment Request (per single item or series of 3 or more) ||$36.00 |
|ACH Stop Payment Request ||*$36.00 |
|Insufficient Funds Draft Fee (per item) ||$36.00 |
|Official Check Copy ||$10.00 |
|Overdraft Fee (per item paid) ||$36.00 |
|Overdraft Transfer from Savings ||3 Allowed per Month |
|Check Printing Fee ||Variable |
|Research Services (per hour) ||$20.00 |
|Legal Process Tax Levies, Garnishments, etc. ||$20.00 |
|Inactive Account Fee (per month) ||◊$5.00 |
|ACH Authorization Revocation ||$36.00 |
|Photo Copies (per page) ||$1.00 |
|Stop Payment of Official Check ||$36.00 |
|Verifications of Deposit ||$25.00 |
|Business Checking Accounts (monthly service charge) ||•$2.50 |
|Escheatment Fee ||$50.00 |
|Foreign Check Conversion ||$10.00 |
|Return Mail ||$5.00 |
|Closed Account Fee (if closed in the first 90 days) ||$25.00 |
|Closed Account Fee (if closed after 90 days) ||$10.00 |
|Replacement Check ||$10.00 |
|Instant Issue Card Fee** ||$5.00 |
|Retail Title Processing Fee ||$15.00 |
|Bill Pay Stop Payments ||$40.00 each |
♦ 6 electronic transactions per month allowed from savings accounts.
^ Member with $100 or more in checking or savings.
* Member must officially stop payment with the company that is initiating the debit to the member's account.
◊ Accounts are inactive after a one (1) year period without financial transactions originated by account holder(s)
• No charge if account maintains a minimum balance of $100.00.
♣ Transactions are counted by main share account. If a member has more than one checking account associated with a main share, the initial six transactions are counted between both checking accounts.
+ Late payment fee is assessed if payment is received 11 or more days past due date.
** Instant Issue Fee is in addition to replacement card fee.