Fees

  • Membership Fee (one time upon application/non-refundable)  $5.00
    Check Cashing Fee (non-member & non-qualifying member^) $5.00
    Returned Deposited Item Fee (per item)($10.00 other return) $35.00
    Account Reconciliation Fee (per hour) $20.00
    Check Copy (per item) $1.50
    Check Copy Via Mail (per item) $2.00
    Paper Statement Fee (Members’ accounts will not be charged the Paper Statement Fee as long as the primary owner of the account is over the age of 65.)
    E-statements are free of charge.
    $5.00
    Statement Copy Fee (per statement/printout page) $5.00
    Official Check (not made to member) $5.00
    Official Check (made to member) No Charge
    Wire Transfer Fee (per transfer) - incoming $10.00
    Wire Transfer Fee (per transfer) - outgoing   $25.00
    Foreign Wire $45.00
    Share Transfer Fee No Charge
    Excessive Share Savings Withdrawal Fee ♦No Charge
    Stop Payment Request (per single item or series of 3 or more) $35.00
    ACH Stop Payment Request *$35.00
    Insufficient Funds Draft Fee (per item) $35.00
    Official Check Copy $10.00
    Overdraft Fee (per item paid) $35.00
    Overdraft Transfer from Savings 3 Allowed per Month
    Check Printing Fee Variable
    Research Services (per hour) $20.00
    Legal Process Tax Levies, Garnishments, etc. $20.00
    Inactive Account Fee (per month) ◊$5.00
    ACH Authorization Revocation $35.00
    Photo Copies (per page) $1.00
    Stop Payment of Official Check $35.00
    Verifications of Deposit $25.00
    Business Checking Accounts (monthly service charge) •$2.50
    Escheatment Fee $25.00
    Foreign Check Conversion $10.00
    Return Mail $5.00
    Closed Account Fee (if closed in the first 90 days) $25.00
    Closed Account Fee (if closed after 90 days) $10.00
    Replacement Check $10.00
    Retail Title Processing Fee $15.00

     

     

    ♦ 6 electronic transactions per month allowed from savings accounts.

    ^ Member with $100 or more in checking or savings.

    * Member must officially stop payment with the company that is initiating the debit to the member's account.

    ◊ Accounts are inactive after a one (1) year period without financial transactions originated by account holder(s)

    • No charge if account maintains a minimum balance of $100.00.

    ♣ Transactions are counted by main share account. If a member has more than one checking account associated with a main share, the initial six transactions are counted between both checking accounts.

    + Late payment fee is assessed if payment is received 11 or more days past due date.

  • Application Fee No Charge
    Prepayment Penalty No Charge
    Late Payment + $15.00
    Cash Reserve Advance Fee No Charge
    Retail Title Processing Fee $15.00

     

    ♦ Automatic debits are not allowed from savings accounts.

    * Member must officially stop payment with the company that is initiating the debit to the member's account.

    ◊ Accounts are inactive after a one (1) year period without financial transactions originated by account holder(s)

    • No charge if account maintains a minimum balance of $100.00.

    ♣ Transactions are counted by main share account. If a member has more than one checking account associated with a main share, the initial six transactions are counted between both checking accounts.

    + Late payment fee is assessed if payment is received 11 or more days past due date.

  • Annual Fee No Charge
    Cash Advance No Charge
    Late Payment $15.00
    Overlimit Fee NA
    Returned Payment Check $35.00
    Copy of Visa Statement (first page) $2.00
    Copy of Visa Statement (additional pages) $1.00
    Copy of Merchant Draft $8.00
    Card Reissue  $5.00
  • ATM Monthly Fee (first 6 transactions)    No Charge
    ATM Monthly Fee (7 or more transactions) ♣ $.50 each
    PIN Reminder $1.00
    Card Reissue $5.00
    Overdraft Item (per item if elected) $35.00
    Point of Sale Transactions No Charge
    Copy of Merchant Draft $8.00
    Account Closure Lost Card Fee   $10.00

     

    ♣ Transactions are counted by main share account. If a member has more than one checking account associated with a main share, the initial six transactions are counted between both checking accounts.

Contact Us | Privacy Policy | Site Map | Fees | Privacy Information | Routing Number: # 253278414 

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Your savings are federally insured by the NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.

At times, we may provide links to sites outside the control of our credit union. We do not make any representations concerning the linked sites' contents or availability.

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© 2017 Latitude 32® Credit Union. All Rights Reserved. Marketing and Website provided by SPC

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Latitude 32® Credit Union
1845 Sam Rittenberg Blvd.
Charleston, SC 29407

(843) 556-4809
help@latitude32.org

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