Fees

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    ATM Monthly Fee (first 6 transactions)    No Charge
    ATM Monthly Fee (7 or more transactions) ♣ $.50 each
    PIN Reminder $1.00
    Card Reissue $5.00
    Overdraft Item (per item if elected) $36.00
    Point of Sale Transactions No Charge
    Copy of Merchant Draft $8.00
    Account Closure Lost Card Fee   $10.00
    Instant Issue Card Fee (New Account) $5.00
    Instant Issue Card Fee (Replacement) $10.00

     

    ♣ Transactions are counted by main share account. If a member has more than one checking account associated with a main share, the initial six transactions are counted between both checking accounts.

     

  • Annual Fee No Charge
    Cash Advance (In Branch) No Charge
    Cash Advance (By Phone) $10.00
    Late Payment $15.00
    Overlimit Fee NA
    Returned Payment Check $35.00
    Copy of Visa Statement  $5.00
    Copy of Merchant Draft $8.00
    Card Reissue  $5.00
  • Membership Fee (one time upon application/non-refundable)  $5.00
    Check Cashing Fee (Non-Member & non-qualifying member*) Under $250.00  $5.00
    Check Cashing Fee (Non-Member & non-qualifying member*) Over $250.00     3% of check
    Returned Deposited Item Fee (per item)($10.00 other return) $36.00
    Account Reconciliation Fee (per hour) $20.00
    Check Copy (per 1 item) $5.00
    Paper Statement Fee (Members’ accounts will not be charged the Paper Statement Fee as long as the primary owner of the account is over the age of 65.)
    E-statements are free of charge.
    $5.00
    Statement Copy Fee (per statement/printout page) $5.00
    Official Check (not made to member) $7.00
    Official Check (made to member) No Charge
    Wire Transfer Fee (per transfer) - incoming $10.00
    Wire Transfer Fee (per transfer) - outgoing   $25.00
    Share Transfer Fee No Charge
    Excessive Share Savings Withdrawal Fee ♦No Charge
    Stop Payment Request (per single item or series of 3 or more) $36.00
    ACH Stop Payment Request *$36.00
    Insufficient Funds Draft Fee (per item) $36.00
    Official Check Copy $10.00
    Overdraft Fee (per item paid) $36.00
    Overdraft Transfer from Savings 3 Allowed per Month
    Check Printing Fee Variable
    Research Services (per hour) $35.00
    Legal Process Tax Levies, Garnishments, etc. $40.00
    Inactive Account Fee (per month) ◊$5.00
    ACH Authorization Revocation $36.00
    Photo Copies (per page) $1.00
    Stop Payment of Official Check $36.00
    Verifications of Deposit $35.00
    Business Checking Accounts (monthly service charge) •$2.50
    Escheatment Fee $50.00
    Foreign Check Conversion $50.00
    Return Mail $5.00
    Closed Account Fee (if closed in the first 90 days) $25.00
    Closed Account Fee (if closed after 90 days) $10.00
    Replacement Check $25.00
    Instant Issue Card Fee** $5.00
    Retail Title Processing Fee $15.00
    Bill Pay Stop Payments $40.00 each

     

     

    ♦ 6 electronic transactions per month allowed from savings accounts.

    ^ Member with $100 or more in checking or savings.

    * Member must officially stop payment with the company that is initiating the debit to the member's account.

    ◊ Accounts are inactive after a one (1) year period without financial transactions originated by account holder(s)

    • No charge if account maintains a minimum balance of $100.00.

    ♣ Transactions are counted by main share account. If a member has more than one checking account associated with a main share, the initial six transactions are counted between both checking accounts.

    + Late payment fee is assessed if payment is received 11 or more days past due date.

    ** Instant Issue Fee is in addition to replacement card fee.

  • Application Fee No Charge
    Prepayment Penalty No Charge
    Late Payment + $15.00
    Repossession and Closure Fee $300.00
    Cash Reserve Advance Fee No Charge
    Retail Title Processing Fee $15.00

     

    ♦ Automatic debits are not allowed from savings accounts.

    * Member must officially stop payment with the company that is initiating the debit to the member's account.

    ◊ Accounts are inactive after a one (1) year period without financial transactions originated by account holder(s)

    • No charge if account maintains a minimum balance of $100.00.

    ♣ Transactions are counted by main share account. If a member has more than one checking account associated with a main share, the initial six transactions are counted between both checking accounts.

    + Late payment fee is assessed if payment is received 11 or more days past due date.