Individual Retirement Accounts

Individual Retirement Accounts (IRAs) are one of the most effective ways to save for your retirement. They provide you with tax advantages for saving and guarantee a return on your investment. As long as you meet some limits on your income and on the amount you contribute, you can add to the account each year.

The different types of IRAs we offer include:

Whether retirement is in your near future or still years away, it's always the right time to plan for retirement. A Traditional IRA provides you with significant up-front tax advantages. Less money is initially taken out for taxes allowing your savings to compound. The earnings you accumulate are tax-deferred, contributions are tax deductible if you qualify (consult with your tax advisor), and the amount you can contribute may increase from year to year.  Take advantage of the Traditional IRA benefits:

Read more ...

If you'd like to pay taxes on your retirement income now rather than later, consider a Latitude 32™ Roth IRA.

Read more ...

Whether you are saving for your child, grandchild, niece, nephew, or even a friend with a bright future, a Coverdell Educational IRA can help you start saving early for the rising cost of higher education.

Read more ...

If you're nearing retirement and want an IRA with a higher dividend rate, consider one of our IRA Certificate Accounts.

Read more ...

At times, we may provide links to sites outside the control of our credit union. We do not make any representations concerning the linked sites' contents or availability.

You should review each site's privacy and information security policies carefully before you enter confidential information.

© 2018 Latitude 32® Credit Union. All Rights Reserved. Marketing and Website provided by Convergint Technologies

Contact Us | Privacy Policy | Site Map | Fees | Privacy Information | Routing Number: # 253278414 


Your savings are federally insured by the NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.

Latitude 32® Credit Union
1845 Sam Rittenberg Blvd.
Charleston, SC 29407

(843) 556-4809

Report Lost/Stolen
VISA Debit Cards
(800) 523-4175