New Car Loan
Why get an auto loan from Latitude 32 instead of from the dealership? Our loan officers have your best interest at heart, and when you pair that with their expert knowledge, you can be sure you are getting the loan that’s right for you. Also, showing the dealer that you've been pre-approved for a car loan can give you an upper hand in negotiations.
Use our Auto Loan Calculator to estimate your monthly payments.
Not only can an auto loan help you negotiate a better deal for your car, but it will add to your credit mix improving your credit score - as long as you make payments on time.
Auto Loan Refinancing
Do you already have a car you love but want to reduce your monthly payment? By refinancing your auto loan, often we can help members accomplish the following:
- Lower interest rates
- Lower monthly payments
- Shortened loan terms
Here at Latitude 32, it’s our job to make it super convenient for you to make your loan payment. Choose from one of these convenient options:
- Automatic Transfer
- Cash Payments
- Telli Telephone Banking Transfer
- Online Banking
- Payroll Deduction
We also offer Mechanical Breakdown Protection (MBP), Guaranteed Asset Protection (GAP), and Credit Insurance through a third-party vendor.
Mechanical Break Down Protection – Provides protection against mechanical breakdowns beyond the existing manufacturer’s warranty. MBP can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure.
Guaranteed Asset Protection – Covers the deficiency balance on your loan in the event of a total loss. In the event of theft or total loss of your vehicle, most insurance companies only pay the Cash Value of the vehicle at the time of the loss. Your remaining loan balance could be much greater than the Cash Value of your vehicle creating a deficiency of several thousand dollars that you're liable for!
Credit Insurance – Protects your family’s financial future. Credit Insurance pays off or reduces your loan if you die or become disabled and are unable to work.
Want to learn more? Contact us for more information!
If you are looking to purchase an ATV, boat, motorcycle, or RV, be sure to visit our Recreation Loans.