Auto Loans

Our advice: Go to an auto dealer for a car and your credit union for a loan. You may be able to get a better deal on the car. Why? Because some dealers charge more for the car to cover their discounted financing package. If you're in the market for a new car, get pre-approved at Latitude 32 first. Showing the dealer that you're pre-approved for credit gives you the upper hand in negotiations. Already have a car you love but wanting to save some money? You can also borrow at low secured rates to refinance your auto loan. Many times we're able to help members accomplish the following by refinancing their auto loans:

  • Lower interest rate
  • Lower monthly payments
  • Lower total interest paid
  • Shortened terms

Get pre-approved for your next car purchase, or save money with a refinance – Apply today

Payment Options

It’s our job to make it super convenient for you to make your loan payment. Choose from one of these options:

  • Automatic Transfer
  • Cash Payments
  • Telli Telephone Banking Transfer
  • Online Banking
  • Payroll Deduction

Apply today and see how much money we can save you!

Other Services

We also offer Mechanical Breakdown Protection (MBP), Guaranteed Asset Protection (GAP), and Credit Insurance through a third-party vendor.

Mechanical Break Down Protection – Provides protection against mechanical breakdowns beyond the existing manufacturer’s warranty. MBP can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure.

Guaranteed Asset Protection – Covers the deficiency balance on your loan in the event of a total loss. In the event of theft or total loss of your vehicle, most insurance companies only pay the Cash Value of the vehicle at the time of the loss. Your remaining loan balance could be much greater than the Cash Value of your vehicle creating a deficiency of several thousand dollars that you're liable for!

Credit Insurance – Protects your family’s financial future. Credit Insurance pays off or reduces your loan if you die or become disabled and are unable to work.

Click Here to learn more and to apply!

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Your savings are federally insured by the NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.

Latitude 32® Credit Union
1845 Sam Rittenberg Blvd.
Charleston, SC 29407

(843) 556-4809

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