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(843) 556-4809

Jingle Bills Loan

Home Jingle Bills Loan

Loans in Charleston SC

The 2025 Jingle Bills Loan is Here

$1,200 for 12 months at 15.25% APR

Take the stress out of the holiday season, & bring on the holiday cheer by applying today.

We will begin accepting applications on 9/15/2025 (first loan appointments will begin on 10/1/2025).

Please note that there is an administrative fee of $35.00.

Qualifications:

Member must have a savings account at least 45 days before the loan
Member must have been at their current job at least one year and be receiving direct deposits to Latitude 32 (minimum $60 biweekly or $30 weekly)
If the member is retired, they must be receiving a social security/retirement direct deposit minimum of $120.00
New members must have received the minimum direct deposit at least twice before the loan
Members must be in good standing (no negative balances, unpaid or past due loans)
Members cannot have caused a loss to the credit union in the past.

Apply Now

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Secure Loan Application

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Total Loan Amount Requested*

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Joint Credit *

Borrower

Name (Last, First, Initial)*

Email*

Social Security Number*

Date of Birth*

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Drivers License #*

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Date Expired*

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Ownership*

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Date*

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Are you a

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Joint Borrower

Name (Last, First, Initial)*

Email*

Social Security Number*

Date of Birth*

MM slash DD slash YYYY

Drivers License #*

State*

Date Issued*

MM slash DD slash YYYY

Date Expired*

MM slash DD slash YYYY

Home Phone

Work Phone

Cell Phone

Mother's Maiden Name*

Joint Borrower Current Address

Street Address*

Address Line 2

State / Province / Region*

Postal / Zip Code*

City*

Country

Length at Current Address*

Ownership*

Own

Rent

Monthly Payment (Own/Rent)*

Joint Borrower Previous Address

Street Address*

Address Line 2

City

Postal / Zip Code

State / Province / Region

Country

Length at Previous Address

Ownership

Own

Rent

Marital Status*

Married

Separated

Unmarried (Single, Divorced, Widowed)

Number of Dependents*

Current Employer*

Title*

Start Date

MM slash DD slash YYYY

Income ($)*

Per*

Other Income Source

Previous Employer

Title

Start Date

MM slash DD slash YYYY

End Date

MM slash DD slash YYYY

Joint Borrower*

Date*

MM slash DD slash YYYY

Are you a

U.S. Citizen

Permanent Resident Alien

You promise that everything you have stated in this application is correct to the best of your knowledge and that the above information is a complete listing of what you owe. If there are any important changes you will notify us in writing immediately. You authorize the Credit Union to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension or collection of the credit received. You understand that the Credit Union will rely on the information in this application and your credit report to make its decision. If you request the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions insured by the NCUA.

At times, we may provide links to sites outside the control of our credit union. We do not make any representations concerning the linked sites’ contents or availability.

You should review each site’s privacy and information security policies carefully before you enter confidential information.

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Contact Info

Latitude 32® Credit Union

1845 Sam Rittenberg Blvd.
Charleston, SC 29407
(843) 556-4809
[email protected]

Report Lost/Stolen
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(800) 523-4175

Your savings are federally insured by the NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.

Routing Number: # 253278414

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Latitude 32 Credit Union will never call or ask for your full:

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Phone numbers can be spoofed. Please be aware and let our team know if you have been contacted.

Home
Personal Banking
Lending Center
Card Services
- Visa Credit Cards
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Resource Center
- Blog
- Membership
- eForms
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- FAQs
- Annual Reports
- Switch Kit
- Useful Links
- Volunteers
- Fees
- Identity Theft