You have 60 days to dispute a billing error, but the clock doesn’t start on the date of the purchase. It starts on the date the first statement containing the error was mailed to you. If a fraudulent charge from March doesn’t show up until your April statement, your 60 days begins in April, not March.
That said, the sooner you file the dispute, the better, and most of us don’t need to wait for paper statements to see pending charges. Latitude 32 Credit Union allows you to see the charges made on your card since your last statement.
Latitude 32 Credit Union · Credit Cards
What’s Your Liability?
See what you would actually owe if a payment went wrong.
How did you pay?
How much was the charge?
$
What actually happened?
How many days ago did this happen, or since you noticed it?
Next Time, Reach for a Credit Card
The Latitude 32 Visa includes Visa zero liability and full chargeback rights, at a fixed 12.90% APR with no annual fee.